The Parent PLUS Deadline Survival Guide

The Step-by-Step Plan to Consolidate Before June 30, 2026 & Qualify for Lower Income-Driven Payments
 

If you have Parent PLUS student loans, there’s a critical deadline approaching.

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To qualify for lower payments through income-driven repayment, many Parent PLUS borrowers must complete the consolidation process before June 30, 2026.

 

Miss the deadline, and your options for lowering your monthly payment could become much more limited.